.regulatory-section {
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 0px 0px 50px 0px;
    background: #fff;
    color: #101b32;
    background-color: #002536;
}

.regulatory-section .regulatory-heading {
    position: relative;
    padding: 0px 0 50px;
}

.regulatory-section .regulatory-wave {
    width: 100%;
    height: 150px;
}

.regulatory-section .regulatory-label {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 23px;
    color: #ffffff;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2.5px;
    line-height: 1.6;
}

.regulatory-section .regulatory-label-line {
    width: 30px;
    height: 2px;
    background: #ffffff;
}

.regulatory-section .regulatory-heading h2 {
    max-width: 800px;
    margin: 0 0 20px;
    color: #fff;
    font-size: clamp(36px, 5vw, 56px);
    font-weight: 750;
    line-height: 1.15;
    letter-spacing: -1.3px;
}

.regulatory-section .regulatory-heading h2 span {
    display: block;
    background: -webkit-linear-gradient(#eee, #987304);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    font-family: "Playfair Display", serif;
    font-style: italic;
    font-weight: 600;
}

.regulatory-section .regulatory-heading>p {
    max-width: 600px;
    margin: 0;
    color: #d6e5f3;
    font-size: 15px;
    line-height: 1.9;
}

.regulatory-section .regulatory-grid {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    align-items: stretch;
    width: 100%;
    margin-top: -5px;
}

.regulatory-section .regulatory-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 14px 15px 10px;
    text-align: center;
    background: aliceblue;
    box-shadow: inset 0px 7px 28px 1px rgb(17 133 226 / 72%);
    margin: 0 13px;
    border-radius: 20px;
}

.regulatory-section .regulatory-item:last-child {
    border-right: none;
}

.regulatory-section .regulatory-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 55px;
    height: 55px;
    flex-shrink: 0;
    margin-bottom: 12px;
    color: #aa8610;
    font-size: 22px;
    background: #ffffff;
    border: 1px solid #b3890b;
    border-radius: 50%;
}

.regulatory-section .regulatory-info {
    display: flex;
    flex-direction: column;
    align-items: center;
    width: 100%;
    flex: 1;
}

.regulatory-section .regulatory-info h3 {
    margin: 0 0 10px;
    color: #101b32;
    font-size: 15px;
    font-weight: 750;
    line-height: 1.4;
}

.regulatory-section .regulatory-info p {
    color: #405574;
    font-size: 15px;
    line-height: 1.7;
    min-height: 55px;
}

.regulatory-section .regulatory-info a {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;
    gap: 10px;
    min-height: 44px;
    padding: 7px 8px;
    color: #023b50;
    font-size: 13px;
    font-weight: 700;
    text-decoration: underline;
    text-underline-offset: 5px;
    border-radius: 4px;
}

.regulatory-section .regulatory-info a i {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    flex-shrink: 0;
    border: 1px solid #023b50;
    border-radius: 50%;
    font-size: 12px;
    transition: background-color 0.2s ease;
}

.regulatory-section .regulatory-info a:hover {
    color: #003477;
}

.regulatory-section .regulatory-info a:hover i {
    color: #fff;
    background: #aa8610;
}

.regulatory-section .regulatory-info a:focus-visible {
    outline: 3px solid #0758c7;
    outline-offset: 4px;
    background: #eaf3ff;
    color: #003477;
}

.regulatory-section .regulatory-note {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 13px;
    margin-top: 35px;
    padding-top: 25px;
    border-top: 1px solid #d7e0eb;
}

.regulatory-section .regulatory-note i {
    flex-shrink: 0;
    color: #fff;
    font-size: 20px;
}

.regulatory-section .regulatory-note p {
    margin: 0;
    color: #fff;
    font-size: 13px;
    line-height: 1.7;
}

.regulatory-section .visually-hidden {
    position: absolute !important;
    width: 1px !important;
    height: 1px !important;
    padding: 0 !important;
    margin: -1px !important;
    overflow: hidden !important;
    clip: rect(0, 0, 0, 0) !important;
    white-space: nowrap !important;
    border: 0 !important;
}

@media (max-width: 991px) {

    .regulatory-section .regulatory-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        row-gap: 25px;
    }

    .regulatory-section .regulatory-item:nth-child(2) {
        border-right: none;
    }

    .regulatory-section .regulatory-item:nth-child(3),
    .regulatory-section .regulatory-item:nth-child(4) {
        border-top: 1px solid #bfdbfe;
        padding-top: 30px;
    }

}

@media (max-width: 575px) {

    .regulatory-section {
        padding: 0 16px 40px;
    }

    .regulatory-section .regulatory-bg {
        height: 450px;
        clip-path: polygon(0 0,
                100% 0,
                100% 36%,
                0 100%);
    }

    .regulatory-section .regulatory-heading {
        min-height: 350px;
        padding: 42px 0 100px;
    }

    .regulatory-section .regulatory-label {
        font-size: 10px;
        letter-spacing: 1.8px;
    }

    .regulatory-section .regulatory-heading h2 {
        font-size: 34px;
        letter-spacing: -0.5px;
    }

    .regulatory-section .regulatory-heading>p {
        max-width: 95%;
        font-size: 14px;
    }

    .regulatory-section .regulatory-shield {
        top: 15px;
        right: 0;
        width: 42px;
        height: 42px;
        font-size: 28px;
        opacity: 0.5;
    }

    .regulatory-section .regulatory-grid {
        grid-template-columns: 1fr;
        row-gap: 0;
    }

    .regulatory-section .regulatory-item {
        padding: 28px 10px;
        border-right: none;
        border-bottom: 1px solid #bfdbfe;
    }

    .regulatory-section .regulatory-item:nth-child(2),
    .regulatory-section .regulatory-item:nth-child(3),
    .regulatory-section .regulatory-item:nth-child(4) {
        border-top: none;
    }

    .regulatory-section .regulatory-icon {
        width: 58px;
        height: 58px;
        font-size: 24px;
    }

    .regulatory-section .regulatory-info h3 {
        font-size: 21px;
    }

    .regulatory-section .regulatory-info p {
        min-height: auto;
        font-size: 14px;
    }

    .regulatory-section .regulatory-note {
        align-items: flex-start;
    }

    .regulatory-section .regulatory-note p {
        font-size: 12px;
    }
}

/* Reduced Motion */

@media (prefers-reduced-motion: reduce) {
    .regulatory-info a i {
        transition: none;
    }
}

@media (min-width: 1200px) and (max-width: 1399px) {
    .regulatory-section .regulatory-wave {
        height: 128px;
    }

    .regulatory-section .regulatory-label {
        font-size: 10px;
    }

    .regulatory-section .regulatory-heading h2 {
        font-size: 45px;
    }

    .regulatory-section .regulatory-info h3 {
        font-size: 11.5px;
    }

    .regulatory-section .regulatory-icon {
        width: 50px;
        height: 50px;
        font-size: 18px;
    }

    .regulatory-section .regulatory-info p {
        font-size: 13px;
        line-height: 1.6;
        min-height: 50px;
    }

    .regulatory-section .regulatory-info a {
        font-size: 11px;
    }

    .regulatory-section .regulatory-info a i {
        width: 28px;
        height: 28px;
        font-size: 10px;
    }
}


@media (min-width: 1400px) and (max-width: 1500px) {
    .regulatory-section .regulatory-heading h2 {
        font-size: 50px;
    }

    .regulatory-section .regulatory-info h3 {
        font-size: 13px;
        margin: 0 0 6px;
    }

    .regulatory-section .regulatory-info p {
        font-size: 14px;
        line-height: 1.5;
        min-height: 55px;
    }

    .regulatory-section .regulatory-info a {
        font-size: 12px;
    }

    .regulatory-section .regulatory-wave {
        height: 142px;
    }
}

@media (min-width: 1901px) and (max-width: 3000px) {
    .regulatory-section .regulatory-wave {
        height: 185px;
    }

    .regulatory-section .regulatory-label {
        font-size: 14px;
    }

    .regulatory-section .regulatory-heading h2 {
        font-size: 65px;
    }

    .regulatory-section .regulatory-heading>p {
        max-width: 700px;
        font-size: 20px;
        line-height: 1.5;
    }

    .regulatory-section .regulatory-icon {
        width: 64px;
        height: 64px;
        font-size: 26px;
    }

    .regulatory-section .regulatory-info h3 {
        font-size: 17px;
    }

    .regulatory-section .regulatory-info p {
        font-size: 17px;
    }

    .regulatory-section .regulatory-info a {
        font-size: 16px;
    }

    .regulatory-section .regulatory-info a i {
        width: 38px;
        height: 38px;
        font-size: 15px;
    }

    .regulatory-section .regulatory-note p {
        font-size: 17px;
    }
}

@media (max-width:990px) {
    .regulatory-section .regulatory-wave {
        display: none;
    }

    .regulatory-section .regulatory-bg {
        display: none;
    }

    .regulatory-section .regulatory-heading {
        min-height: 350px;
        padding: 64px 0 65px;
    }

    .regulatory-section .regulatory-item {
        margin-bottom: 20px;
    }
}